Approval criteria for Obama’s home affordable loan modification plan that is really taking a big chance-a chance with your families home and financial future. Since the approval guidelines and loan modification criteria are mandated by the Treasury Department, doesn’t it make more sense to take the time to learn and prepare before you apply for Obama’s home affordable modification plan? Some homeowners may feel that they don’t have the experience or skills to be able to prepare their loan modification application correctly. Well, the truth is that you do not have to be expert-in fact if you can follow simple step by step directions, do simple math and use easy charts, you can complete a really good proposal for your lender. Obama’s loan modification criteria is standard for everyone – so take a minute to learn the basics and increase your chances of approval. The centerpiece of the home affordable modification plan is called a target payment. This is the goal-a low affordable payment that equals 31% of the household big income. Payment in order to reach this target, certain methods can be used to modify or change your loan terms. If your target payment can

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